Introduction
The Workfare Income Supplement (WIS) Scheme still provides pretty much the only source of cash support for low-income workers in Singapore. This scheme is designed to encourage work and supplement income by providing cash payouts and CPF contributions to eligible persons. As one of the changes made for 2025, it would now allow workers to receive increased financial support: better eligibility criteria.
What is Workfare Income Supplement Scheme (WIS)?
The WIS scheme is a government initiative to promote cash payouts to lower-income people and the savings in CPF in retirement: to help the low-income earners raise their income and strengthen their retirement savings. That is, cash support and CPF top-ups are accessible by employees and self-employed individuals as earned and added income.
Eligibility for WIS in 2025
These general criteria have been set by the government for individuals to qualify for WIS in 2025:
- Must be a citizen of Singapore
- Must be 30 years or older
- Meets the earning ceiling for a monthly income
- In this case, works either full time or part time, or is self-employed
- Enjoys regular CPF contributions (for employees) or MediSave contributions (for self-employed persons)
Eligibility under the income ceiling and amount of payouts has been revised in 2025 for greater financial coverage among workers.
Revised WIS Payout Amounts for 2025
The Workfare payout amount will vary depending on the worker’s age bracket, employment status and income level. They will therefore receive:
- More cash payments paid directly into the bank accounts of workers
- Strengthened CPF contributions for retirement saving purposes
- Disbursements commencing quarterly to ensure consistent financial disbursements
The increase amounts announced by the government are expected to improve the coping ability of workers against inflation and increasing costs of living.
How to Apply for WIS in 2025
Automatic crediting of the WIS applies for employees who do not have to apply for the scheme. However, self-employed persons are required to apply through CPF Board and also fulfill the given criteria of MediSave contributions to qualify for the payout. Applications can be made online on the official site of Workfare.
Importance of WIS to Low-Income Earners
Workfare Income Supplement Scheme assists its low-income workforce in a multitude of ways:
- Provides motivation for working and being independent financially
- Provides more retirement saving through CPF top-ups
- Provides an extra source for everyday expenses
Conclusion
The new Workfare Income Supplement Scheme of 2025 will still be vital for low-income workers in Singapore in that it disburses money in the time-tested manner. As increased payouts and changes to the qualifications criteria ensure that workers receive what they need in terms of worker support, the individual should check his or her eligibility and take advantage of this important initiative.